Does contents insurance cover items stored in a mobile pedestal?

Commercial contents insurance (business personal property coverage) typically covers office furniture and the contents of the business stored in office furniture, including mobile pedestals. Personal belongings of employees (kept in a pedestal as personal storage) may not be covered under the business policy — employees should check their personal renters or homeowners policy for portable personal property coverage. For high-value items stored in pedestals (expensive equipment, cash), additional inland marine floater coverage may be warranted. Loss by theft from a locked pedestal is typically covered; loss from an unlocked pedestal may be subject to a 'care and custody' exclusion review. OfficeFurniture2go.com provides commercial mobile pedestals — call 1-800-460-0858 for product questions.